Naqoda built a cloud-native core banking platform for specialist lenders. I developed ledger-facing features and third-party integrations in a regulated environment where correctness and audit trails are non-negotiable.
- Implemented transactions, payments, and direct debit collection — the platform has since handled over £1B in lending and £2.3B in deposits (as of early 2025)
- Integrated ClearBank for payment clearing, Experian CAIS for credit reporting, and ComplyAdvantage for fraud monitoring
- Collaborated closely with Oxbury Bank's engineering and support teams to wire the platform into their front-end systems ahead of and through their 2021 launch
- In March 2022, Oxbury acquired Naqoda to bring the platform fully in-house as part of the Oxbury Earth fintech stack